3 Simple Steps To Ensure You Don’t Become A Victim Of Identity Theft

Identity fraud is becoming big business amongst gangs, criminals and cyber hackers. In mere moments someone can steal your personal information and apply for credit cards in your name, rack up an obscene amount of debt in your name and even fly to sunnier climes using your name and a faked passport. Like something out of the movies, these individuals can take on your identity and become you. The scariest aspect of this crime is that you will probably never know how the criminal came to steal your identity and you will never be able to put a face to the criminal who committed the fraud. However, there are ways you can protect yourself and your identity.

Passwords

It goes without saying that the passwords to all of your online accounts need to be strong and unhackable. In the twenty-first century, we have accounts for everything from our online banking to our social media and from our email to our Amazon account. These passwords should all be unique. The sheer scale of the chaos that could be unleashed if a cyber hacker discovered the one password to all of your online accounts would be unthinkable. Keep them at least twelve characters long, unique for each account, with a range of letters, special characters and numbers, and ensure that you change them every couple of months. This is the first line of defence when keeping your online data secure.

If you want to check if your email has been compromised, you can head onto a specific search engine that will investigate if your email address has been present at all on the dark web. You simply input your email and let it run a search. If it has been compromised, you can then change the password to the account or close it down and set up a new one altogether.

Your PIN

Chip and PIN has made it even faster, easier and more efficient when paying for items in physical stores. However, with this ease also comes a greater threat of identity threat. When in a store, make sure you cover the pad you are inserting your pin into so that nobody can see it. If you lose your card at all, phone your bank immediately to get it canceled. And if you find yourself at a cashpoint and the hole in the wall looks dodgy for any reason, don’t use it. PIN readers may have been installed, or cameras may have been placed strategically to read the numbers you input onto the pad.

Documentation

If you have your passport, birth certificate and financial documentation at home, you need to make sure you keep them safe. Don’t leave these items in drawers or under your bed. These are the first places any thief will look. Instead, try to put these documents into a lockable container or file which you can then store away in your attic space or under a floorboard. The harder it is for any potential thief to locate and get into, the more likely it is that they will give up and move on.

Becoming a victim of identity theft can leave you feeling vulnerable, foolish and violated. However, by ensuring that you heed this advice, you will be doing everything in your power to prevent your identity from ever falling into the hands of someone else.

Facebook, Privacy, and Staying Safe Online

Care about your privacy in the wake of all the Facebook news?

Switch to Mozilla Firefox as your main browser. It is now faster than Chrome or Internet Explorer, it uses less memory, and it goes a lot further to care for your privacy online and keep you safe. https://www.mozilla.org/en-US/firefox/new/

Use Facebook in a restricted container to prevent it from tracking you when you are not on Facebook: https://blog.mozilla.org/fire…/facebook-container-extension/

Install the uBlock Origin add-on for Firefox to prevent trackers, ads (which are in and of themselves trackers), malware, and other nasties from harming you online. https://addons.mozilla.org/en-…/firefox/addon/ublock-origin/

Install EFF’s Privacy Badger add-on for Firefox to prevent even more tracking that uBlock doesn’t necessarily cover. https://addons.mozilla.org/…/firef…/addon/privacy-badger17/…

This setup will not only help you keep Facebook at arm’s length, it will help you in general to avoid malicious advertisements, malware, ransomware, and various types of web browser hijacking while surfing the Internet. Of course, you can always choose to leave Facebook altogether with these alternatives.

Enjoy, and stay safe!

Social Media Mayhem

I no longer do Facebook. In light of recent Facebook events (#facebookgate) related to data harvesting and various inaction in being complicit with election manipulation, I have deleted my account enirely.

I you want to keep up with me, and I hope you do, you can follow me here on my website or via Twitter at @willc.

Some day, some other social media platform may creep up into being something worthwhile (remember Ello?), but until then, this will have to do.

Regards,
Your pal,

Will

Launch Your Business Like a Rocket with Convenient Tech Tools

Starting a business will never be a total breeze, but there are always ways to make it easier. Technology is one of the biggest things to speed up the process of starting a business and make it simpler,  and more accessible for anyone. If you’re thinking of starting a business but you’re worried that it’s going to take too much time and money to get anywhere, there are many tech tools that could change things for you. From cloud computing to social media, you don’t have to spend a lot of money or even use up a lot of your time running a business. Here are some of the things you could be doing.

Get Everything Set Up Online

If you can’t even get past the first stage of starting your business, you’re not going to going to get very far. Setting up all the official stuff to create your business legally can often be a bit of a hassle. You might get confused about what you need to do and end up going around in circles trying to work it out. It can also simply be time-consuming and frustrating. If you want things to be easier, you can do it all online without any trouble. Using a package from Your Company Formations, you can set up a limited company, and have some useful extras to go along with it. Get a registered office address, an annual filing service, and even mail forwarding to make everything simple.

Run on a Budget with Virtual Help

The internet makes so many things much easier to deal with. One of the things it can allow you to do is expand your business without having to hire permanent employees. With help from virtual assistants, you can get all your necessary work done. You can use a personal assistant, web designer, content writer, customer service assistant and plenty of other people to make your business look bigger than it is. When you work with people virtually, you can choose people from all over the world who are suited to your needs and to your budget. You can coordinate everyone you work with using various tools to keep everyone on track.

Get the Word Out with Digital Marketing

While traditional marketing methods are still useful, it’s difficult to get anywhere these days without digital marketing. Fortunately, digital marketing methods are often very cost-effective, so they’re ideal for getting a business off the ground. From social media to SEO and PPC, you can use a range of techniques to promote your business online. Of course, you need to use them effectively if you want to make sure you’re not just wasting money. New business owners will often try to do it all themselves, but it’s often better to get professional help. While you can learn the basics, you probably don’t have time to do everything on your own.

Work on Your Business Anywhere with Cloud Tech

Cloud technology has become one of the staples of running a successful business. It makes information accessible from anywhere, which is ideal when you’re collaborating with others, or you move around a lot. If you’re using cloud technology, you can work on things from different devices and stay connected, no matter where you are. Whether you’re working from home, in a coworking space, moving into your first office or travelling the world, you can make sure you’re able to work on anything you need to and coordinate with anyone you’re working with.

Funding

Technology also makes it easier for you to find the funding you need for your business. The internet makes it simpler to find useful resources, but that’s not the only way you can look for the funding you need. Many people have been turning to crowdfunding for various products and creative projects for years. Crowdfunding allows people to raise money by getting anyone and everyone to contribute however much they want so that they can reach a specific goal. Often this is done on an “all or nothing” approach; if they don’t reach their target, they don’t get any of the money. People who donate or invest often get something in return too.

Operate Online Only

If you want to use tech to make starting a business easier, doing everything online is the best thing you can do. While having a physical store or being able to invite clients to your office could be a goal for the future, it doesn’t need to be now. Stay online and you can keep your costs done and be much more flexible.

You could have a business set up in a few hours if you use the right technology. All you need is a good plan.

How Do I Get Hold Of Cryptocurrency?

Now that everything seems to be transitioning from the physical world to online, you may be considering trying out some cryptocurrency for yourself and joining the millions of people who trade online using this form of payment.

Currencies such as Bitcoin are taking over the online world and are now totally accepted as legal tender in online forums. Because so many people are now invested in this currency, a single bitcoin can be worth thousands of dollars, which is why getting hold of one for yourself could be a lucrative way to make some extra cash. But how do you go about investing in such as mysterious currency? Where does it even come from?

Even though a cryptocurrency is called a currency, it actually resembles a stock more closely. The reason for this is that when you buy a coin online, you are essentially investing our money into the system which creates these coins. As more people invest their money into cryptocurrency the value increase, which is why you will see the rate for a bitcoin change every single day along with the market. The trick is to time your investment correctly and buy a bitcoin when prices are low, then sell it on for a profit when prices rise. Simple, right?

Cryptocurrency Exchanges

The exchanges are not only a place where we can all trade our stocks, it is the place where we can trade our crypto currencies. These online platforms are used in the same way as other currencies and stocks and will give you the chance to buy and sell a coin when the time is right for you. Coinbase is the most popular and one of the most reliable of the platforms you can use, and it will give you a beginner friendly experience to use for your trading. It will give you an insight into the world of trading cryptocurrency without all of the confusing jargon to rifle through.

Cryptocurrency Wallets

When you start trading on a platform you will need to open up a wallet to store your coins in as you go along. Finding the best cryptocurrency wallet is essential is you want to keep your coins safe and allow yourself to trade successfully. It is something which will likely cost you money but it will mean that no hacker can steal your coins once you have bought them. This removes the risk you have for losing your investment and makes sure that you can get the best deals.

If you want to start trading in cryptocurrency you will want to make sure you keep your eye on the trends and also make sure that you save up a decent fund to invest in the currency. If you cannot afford a full coin you can buy a portion of one which will be just as useful to you and which you will still be able to trade online for products. It’s all about taking your time to learn the ropes and only jumping in when you are absolutely ready to invest.